BeeLend Privacy Policy

We at Beelend Solutions Limited Liability Partnership registered under the laws of the Province of British Columbia, Canada, and having its registered office at 1103 - 11871 Horseshoe Way Richmond BC V7A 5H5, Canada. Beelend Solutions Limited Liability Partnership is represented by its members, where such expression shall, unless repugnant to the context thereof, be deemed to include its respective legal heirs, representatives, administrators, permitted successors and assigns.

This Privacy Policy contains information about an online website called www.beelend.com. In order to provide You with Our uninterrupted use of services, We may collect and, in some circumstances, disclose information about you. To ensure better protection of Your privacy, We provide this notice explaining Our information collection and disclosure policies, and the choices You make about the way Your information is collected and used.

BeeLend (www.beelend.com) is a web portal that provides a platform that brings together borrowers, investors and guarantors and matches the need of borrowers, investors and guarantors. On this Website, a visitor to the website could browse and search for people who are willing to lend, people who are willing to borrow and people who are willing to give a guaranty. BeeLend shall merely facilitate a transaction between the users. BeeLend neither lends, nor borrows, nor guarantees loans through the Website.

BeeLend/We/Our/Us: BeeLend/We/Our/Us shall mean and refer to the creators of this Privacy Policy.

You/Your/Yourself/User: You/Your/Yourself/User shall mean a natural person who is at least 21 years of age and could legally enter into a contract in his country of residence and could use the services and products provided on Beelend.com in accordance with the terms and conditions recorded hereinafter and has agreed to become a member of the Website.

Website: Website means www.beelend.com which is owned and managed by Beelend Solutions Limited Liability Partnership.

Personal Information: Personal Information shall mean and refer to any personally identifiable information that We may collect from You.

Third Parties: Third Parties refer to any website, company or individual apart from the User and the owner of the Website.

BeeLend collects personal information to set up and manage accounts for our services and to handle orders of products and services from BeeLend.

You may need to provide BeeLend with personal information such as:

• names, phone numbers, mailing, billing, shipping, and email addresses;
• bank account information, credit and debit card information, dates of birth, and identification documents.

BeeLend uses such information for:

• website registration, enabling sales and other transactions, processing payments and settlement, sending payouts, handling orders, providing receipts;
• providing customer service, providing dispute resolution, chargebacks, refunds, or related issues;
• marketing and surveys, sending service update notices;
• recovering debt and collections, detecting and preventing fraud, detecting and preventing violations of our legal agreements;
• measuring, improving, and customizing our services; and
• fulfilling other technical, logistical, financial, tax, legal, compliance, administrative, or back office functions.

BeeLend may also collect background information and credit checks from third parties to verify your identity; deter, detect, and prevent fraud and illegal activity; make business decisions; and as a part of our legal obligations. BeeLend retains such information for as long as reasonably required for business purposes or as reasonably required to comply with our legal obligations.

Transaction Information

BeeLend collects information on each transaction conducted through our Website. Such information may include the amount of the transaction; the goods purchased; the identity of the seller, affiliate, and customer; payment type; currency; location; Internet Protocol address; and websites visited.

BeeLend uses such information for refunds, for customer service, for website optimization, or for other administrative or business purposes. BeeLend may share information related to the transactions you conduct through our website with sellers, affiliates, or customers for the purposes disclosed in this Privacy Policy. BeeLend retains transaction information for as long as reasonably required for business purposes or as reasonably required to comply with our legal obligations.

Customer Service Correspondence

BeeLend also collects information involving customer service correspondence. This information may include emails, internet chats, faxes, or telephone calls directed to our customer service centers. BeeLend processes this information to provide customer service, handle complaints or disputes, measure and improve our customer service, detect and prevent fraud, and detect and prevent violations of our legal agreements. BeeLend retains customer service information for as long as reasonably required for business purposes or as reasonably required to comply with our legal obligations.

Cookies, Web Beacons, and Logs

BeeLend collects information related to your use of our website using cookies, web beacons, and log information.

Cookies are small files containing strings of text stored on your computer. BeeLend uses cookies to authenticate you as a user when you log in, track your session, deliver content specific to your preferences and interests, store the contents of your shopping cart, provide features related to payment and customer service, and provide other functions.

Web beacons are objects embedded into web pages that allow us to determine whether and for how long users view web pages. We use web beacons for site traffic reporting, unique visitor counts, auditing and reporting, personalization, and other functions.

Log information may include web requests, Internet Protocol address, operating system, browser type, browser language, date and time of your request, and cookies that may uniquely identify your browser. BeeLend uses this information to enhance the functionality of the website and to make your access more convenient, secure, and efficient.

BeeLend also uses information gathered from logs, cookies, and web beacons to monitor website performance; improve website design, functionality, and security; and assemble web analytics and activity trends. BeeLend retains such information for as long as reasonably required for business purposes or as reasonably required to comply with our legal obligations.

You may stop your browser from accepting cookies or web beacons. The Help portion of your browser should explain how to configure your browser’s cookie handling. Your browser may have add-ons that may help you block web beacons. You may have limited functionality if you block cookies or web beacons set by our website.

Google AdWords

BeeLend uses Google AdWords, a web analytics and search engine advertising campaign management service. Google AdWords uses cookies, web beacons, and other means to help BeeLend analyze how users use the site. You may find Google’s Privacy Statement at http://www.google.com/intl/en/privacypolicy.html.

Google Analytics

BeeLend uses Google Analytics, a web analytics service. Google Analytics uses cookies, web beacons, and other means to help BeeLend analyze how users use the site. You may find Google’s Privacy Policy at http://www.export.gov/safeharbor/.

We will seek your consent prior to using your personal information in a manner incompatible with the purposes we described in our Privacy Policy at the time of collection. You may choose not to provide any personal information to BeeLend, in which case we will be unable to provide services to you.

Due to the existing regulatory environment, We cannot ensure that all of your Personal Information shall never be disclosed in ways other than those described in this Privacy Policy. Although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your personally identifiable information or private communications would always remain private.

BeeLend shares information with the following categories of third parties. Such third parties are prohibited by law or by contract from processing personal information for purposes other than those disclosed in this Privacy Policy.

Organizations that Provide Services to Us

BeeLend discloses personal information to other organizations that perform services on our behalf. We require such organizations to use such information solely for the purposes of providing services to us and to protect the personal information with appropriate safeguards.

Such organizations include financial institutions; payment processors; money transfer service providers; acquirers; auditors; background and credit check organizations; fraud prevention service providers and anti-fraud networks; marketing service providers; database managers; customer service providers and representatives; debt collectors; and others who perform technical, logistical, financial, tax, legal, compliance, or administrative functions on our behalf.

These organizations may perform functions such as processing credit and debit card payments, sending wire transfers, providing background and credit checks, providing fraud checks, providing customer service, analyzing data, supplying marketing assistance, fulfilling orders, delivering packages, sending postal mail and email, debt collections, and providing other financial, technical, logistical, tax, legal, compliance, or administrative functions.

Financial institutions, payment processors, and acquirers may share the information that BeeLend provides to them with other financial institutions or card networks in order to provide financial services, payment services, and to process payments. Fraud prevention service providers and anti-fraud networks may share the information BeeLend discloses to them with other fraud prevention service providers and anti-fraud network participants in order to provide fraud checks.

Customers

BeeLend discloses personal information to its customers. BeeLend is a web portal that provides a platform that brings together borrowers, investors and guarantors and matches the need of borrowers, investors and guarantors.

Business Sale or Merger

BeeLend may share personal information in the event of a sale or merger of all or any portion of its business units. Such information remains subject to the promises made in any pre-existing Privacy Policy, unless an individual consents otherwise.

Other

BeeLend may disclose personal information where:

• required by law or by an order or requirement of a court, administrative agency, or other government entity, or by court rules concerning the production of records;
• BeeLend has reasonable grounds to believe that use or disclosure is necessary to protect the rights, privacy, property, or safety of our users or others;
• BeeLend has reasonable grounds to believe that the information relates to the breach of an agreement or violation of the law that has been, is being, or is about to be committed;
• it is necessary for fraud protection, risk reduction, or the establishment or collection of funds owed to us;
• it is necessary to enforce or apply our legal agreements, to pursue remedies, or to limit damages to BeeLend;
• the information is public;
• you have provided consent or with your direction; or
• other reasons allow it or other laws require it.

When we are required or permitted to disclose information, we will not disclose more information than is necessary to fulfill the disclosure purpose.

Any information that you make publically available on the Website may be potentially viewed by any party, and by posting such material it is deemed that you consent to share such information with such parties. The user at his own discretion provides his details and loan requirements which will be accessed by others, stored on the Website and displayed. We do not control or restrict a user from providing their loan requirements and the user does it as his own discretion.

BeeLend may disclose aggregate or statistical information to our business partners, for public relations purposes, or other purposes.

The Website may include advertisements hyperlinks to other websites, Websites, content or resources. We have no control over such external links present in the Website, which are provided by persons or companies other than Us.

When you click on a link on this Website that takes you to a website operated by another company, you will be subject to that company’s privacy practices.

You acknowledge and agree that We are not responsible for any collection or disclosure of your Personal Information by any external sites, Websites, companies or persons, nor do We endorse any advertising, products or other material on or available from such external Website, websites or resources.

You further acknowledge and agree that We are not liable for any loss or damage which may be incurred by You as a result of the collection and/or disclosure of Your personal information by external Websites, sites or resources, or as a result of any reliance placed by You on the completeness, accuracy or existence of any advertising, products or other materials on, or available from such Websites, websites or resources. This external Website, websites and resource providers may have their own privacy policies governing the collection, storage, retention and disclosure of Your Personal Information that You may be subject to. We recommend that You enter the external Website or website and review their privacy policy.

We allow third parties/individuals to display advertisements when you use the Website.

Following registration, You can review and change the information You submitted at the stage of registration, except Your display name/ user name. An option for facilitating such change shall be present on the home screen of the Website and such change can be facilitated by emailing us at info@beelend.com. If You change any information, We may keep track of Your old information.

If you believe that any information we are holding on you is incorrect or incomplete,or to remove Your profile so that others cannot view it, please write to or email us as soon as possible, at info@beelend.com. We shall promptly correct any information found to be incorrect.

We shall retain in Our files, information You have requested to remove for certain circumstances, such as to resolve disputes, troubleshoot problems and enforce Our terms and conditions. Further, such prior information is never completely removed from Our databases due to technical and legal constraints, including stored 'back up' systems. Therefore, You should not expect that all of Your personally identifiable information shall be completely removed from our databases in response to Your requests.

e treat data as an asset that must be protected against loss and unauthorised access. We employ many different security techniques to protect such data from unauthorised access by members inside and outside Beelend Solutions Limited Liability Partnership. We follow generally accepted industry standards to protect the Personal Information submitted to Us and information that we have accessed. However, “perfect security” does not exist on the Internet. You therefore agree that any security breaches beyond the control of Our standard security procedures are at Your sole risk and discretion. For clarification of doubt, the User acknowledges, understands, agrees and affirms that the we have put in place reasonable security procedures and processes.

BeeLend processes Personal Information only for the purposes it was originally collected and in accordance with this Privacy Policy. BeeLend takes commercially reasonable steps to ensure that the personal data is relevant, reliable for its intended use, accurate, complete, and current for the purposes for which it is used. BeeLend retains information for as long as reasonably required for business purposes or as reasonably required to comply with our legal obligations.

You agree and undertake to indemnify us in any suit or dispute by any Third Party arising out of disclosure of Personal Information by You to Third Parties either through Our Website or otherwise and Your use and access of websites, the Website and resources of Third Parties. We assume no liability for any actions of Third Parties with regard to Your Personal Information, which You may have disclosed to such Third Parties.

Each paragraph of this Privacy Policy shall be and remain separate from and independent of and severable from all and any other paragraphs herein except where otherwise expressly indicated or indicated by the context of the Privacy Policy. The decision or declaration that one or more of the paragraphs are null and void shall have no effect on the remaining paragraphs of this Privacy Policy.

BeeLend may amend this Privacy Policy on one or more occasions by posting a revised policy on this Website or a similar website that replaces this Website.