In the registration process you are required to choose at least one role. If you want to give a loan, choose the investor role. You may also enable investor role later on the Roles page.
Your loan offer can be reached by interested borrowers or you can directly get in touch with them if you check the borrower listings.
The interest rate is determined and agreed by the borrower and the investor. BeeLend has no influence over the final rate.
After successful negotiation the parties to the deal are required to verify each other. Then the borrower and the investor - also the guarantor if present - have to sign a formal loan (and guaranty) agreement.
You will transfer the funds directly to the borrower's Bank Account and receive EMI-s to your Bank Account.